Quick Guide to Health Plans
The following chart describes the differences between FFS, HMO, PPO, POS, and HDHPs.
Open Enrollment Education Opportunities
Open enrollment is a period of time each year when employers permit new employees to enroll in a health plan and allow current employees to make changes to their existing medical coverage. During open enrollment, employees may decide to change…
COVID-19 National Emergency Ends Sooner Than Previously Announced
On April 10, 2023, President Biden signed a resolution ending the COVID-19 national emergency that had been in place since 2020. The Biden administration had previously announced a May 11, 2023, end date to both the national emergency and the…
IRS Releases FAQs on Medical Expenses Related to General Health, Nutrition and Wellness
On March 17, 2023, the IRS released a set of frequently asked questions (FAQs) to address whether certain costs related to general health, nutrition and wellness are medical expenses that can be paid or reimbursed by a health savings account…
Determining Whether to Offer Multiple Health Plan Options
Alongside compensation, health care coverage is often seen as one of the most important benefits a job can offer. And the larger the variety of options available to employees, the more likely they are to find an option that best…
Benefit Insights | Dental Benefits
Dental Benefits Although long insulated from employers’ cost-cutting efforts because of their low price, the rising cost of health coverage is now affecting dental benefits, according to industry experts. Troubled by high rates of inflation in their medical plans, some…
Preventive Care Toolkit
This Benefits Toolkit is an employer’s introductory guide to preventive care. It provides a general overview of preventive services and their impact on employers as well as workplace considerations.
Understanding Your Explanation of Benefits (EOB)
After submitting a claim for medical treatment, you may receive an Explanation of Benefits (EOB) from your insurance company. The EOB is a form that insurance companies send to their members to explain what part of a claim was paid…
What employers need to know about Medicaid redetermination and its impact on employees
Starting April 1, 2023, employees no longer eligible for Medicaid may look to employer-sponsored health insurance to stay covered. Beginning as early as April 1, approximately 15–18M people will no longer be eligible for Medicaid coverage because of the redetermination…
Understanding the Importance of Disability Benefits
Over the last few years, employers have been expanding their voluntary benefits offerings as a way to address their employees’ needs and improve overall attraction and retention efforts. While voluntary benefits have become increasingly important to employees as they deal…