As many employers are no doubt aware, small group plans (i.e., those with fewer than 50 employees) were given the opportunity in 2013 to “early renew” and change their renewal date to December, 2013. The renewal date change, enabled employers to delay the implementation of the new PPACA compliant plans for an additional year. Approximately, […]

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On Friday August 14, Governor Jerry Brown signed SB 1034 into law changing California’s waiting period requirements to coincide with Federal law. Prior to SB 1034, all groups renewing onto the new ACA complaint plans were prohibited from imposing waiting periods that exceeded 60 days. Unfortunately, California carriers are unable to prorate monthly premiums to […]

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If you are like most employers, staying current with the ever changing legal and regulatory landscape of ERISA would be considered cumbersome at best. While some have gone the way of the Ostrich, burring their heads in the sand and hoping the Department of Labor never comes knocking, others have decided to face these challenges […]

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